Debt collection agency keeps hanging up on me.?

I am a victim of Identity theft and I received a letter from a company called debt recovery solutions and I have called them four times and have been hung up on four times. Its actually really scary because all I told them was that this account with TMobil is not mine, and I have already had it removed from my credit report, so I just wanted to know how Read the rest of this entry

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Why do collection agencies refuse something in writing to fix credit report?

Hi. I am coming to settlement terms with a collection agency. I made an offer with the stipulation that I MUST have something in writing before I pay them a penny which states they will delete the entire history of their entry. The lady told me I'd have to take her word for it. I was like BS! I need that in writing. Read the rest of this entry

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Can a collection agency take my house in canada?

we are being harassed by a collection agency who is threating to take my house..can they do that

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Can a collection agency force you into a repayment arrangement you can afford?

I recently recieve a collection bill for $1550 reagarding a closed phone account, i contacted them today regarding a repayment arrangement, i explained my financial status and that i was a full time student earning earning $214.00 per fortnight, they damanded that i pay a minimum of $150 per fortnight, i cannot afford this. Read the rest of this entry

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Collection agency advice please?

Recently my mobile phone was cut off and the remaining balance was $1214.00, I was contamplainting going into a repayment arrangement with 3 mobile but they wanted a minimum of $80.00 a week. I am an unemplyed student at the moment meaning i only earn $120 a week. Today i received a letter from the collection agency stating i need to pay $1550 within 7 days of this Read the rest of this entry

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Collection AGency??????????????

i have a two part question.

i got a letter from collection agency saying i owe $35 to my insurance company.

my insurance premium was $505 before it was cancelled for non payment.

if it was cancelled why would i owe $35?

if i pay the 35 asap will they report it as a collection to credit beueus?
the haven't yet.

thnaks!!!

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How much do collection agency charge to recover deductible from at-fault party in car accident?

My car got rear-ended in Nov 09 by an uninsured motorist. Since I did not have uninsured motorist coverage, the insurance company proceeded by filing the accident under Collision. I got a letter from them now that in spite of repeated attempts to recover the money, the at-fault party did not cooperate. So Read the rest of this entry

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Collection Agency won a default judgement, what can be done next?

My sister doesn't live with us anymore she moved about 2 years ago. Some creditors still kept calling our house looking for her and we told her but apparently she didn't do anything about it. To make a long story short we got something from court stating my sister's collectors had won a default judgement against her for Read the rest of this entry

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Collection agency won't accept my monthly payment amount…what to do?!?

I'm dealing with a real cowboy at this particular collection agency (they're one of the nation's biggest and they have a really BAD reputation). The representative won't accept 30 bucks a month, saying it's too low and I haven't made a payment in over a year. I told him that's all I can afford, Read the rest of this entry

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Settling with a collection agency, how do I go about negotiating removal of negative item on credit report?

I had a bank account in college that was closed due to an unpaid negative balance. Needless to say, since then, I have been very responsible about my bills, job, bank accounts, etc.

I would really like to resolve this matter and they have sent me an offer to settle at 50% of the full balance. Read the rest of this entry

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